/* Sapphire — Hydra template */
:root{--blue:#1E40AF;--blue-d:#18348F;--tint:#EEF4FF;--tint2:#DBE6FE;--edge:#D6E2FB;--draw:#93B4F8;--amber:#D97706;--ink:#1C1F26;--body:#4A4F5C;--muted:#6B7080;--line:#E6E7EB;--slate:#F4F5F7;--fog:#B9BDC7;
--display:'Lexend',system-ui,sans-serif;--text:'Public Sans',system-ui,-apple-system,'Segoe UI',sans-serif;--mono:'Martian Mono',ui-monospace,Menlo,monospace}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;background:#fff;color:var(--ink);font-family:var(--text);font-size:16px;line-height:1.5;-webkit-font-smoothing:antialiased}
img{max-width:100%;display:block}
a{color:inherit;text-decoration:none}
a:hover{color:var(--blue)}
button{font-family:inherit;cursor:pointer}
:focus-visible{outline:3px solid var(--blue);outline-offset:2px;border-radius:6px}
[hidden]{display:none!important}
.wrap{max-width:1240px;margin:0 auto;padding-inline:24px}
.eyebrow{color:var(--blue);font-weight:700;font-size:14px;letter-spacing:.08em;text-transform:uppercase}
.h2{font-family:var(--display);font-size:clamp(32px,4vw,50px);font-weight:800;letter-spacing:-.035em;line-height:1.06;margin:10px 0 0}
.center{text-align:center;max-width:720px;margin:0 auto 56px}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;min-height:50px;padding:0 24px;border-radius:12px;font-weight:700;font-size:16px;border:0;transition:transform .15s,background .15s}
.btn:hover{transform:translateY(-1px)}
.btn-blue{background:var(--blue);color:#fff}.btn-blue:hover{background:var(--blue-d);color:#fff}
.btn-ink{background:var(--ink);color:#fff}.btn-ink:hover{background:#2B2F39;color:#fff}
.btn-white{background:#fff;color:var(--blue);font-weight:800}.btn-white:hover{color:var(--blue-d)}
.btn-ghost{border:1.5px solid rgba(255,255,255,.7);color:#fff}.btn-ghost:hover{color:#fff;background:rgba(255,255,255,.08)}
.btn-line{background:#fff;border:1px solid var(--line);color:var(--ink)}

/* utility + nav */
.util{background:var(--ink);color:#D7D9DF;font-size:13px}
.util .wrap{padding-block:9px;display:flex;justify-content:space-between;gap:12px;flex-wrap:wrap}
.util .l{display:inline-flex;gap:12px;flex-wrap:wrap}
.util a{color:#fff;font-weight:700}
.site-header{background:#fff;border-bottom:1px solid var(--line);position:sticky;top:0;z-index:20}
.nav{display:flex;align-items:center;justify-content:space-between;gap:24px;padding-block:16px}
.brand img{height:38px;width:auto}
.nav-links{display:flex;gap:28px;font-size:15px;font-weight:600;color:#3A3F4B}
.nav .btn{min-height:46px;padding:0 22px;font-size:15px;border-radius:10px}

/* hero */
.hero{background:linear-gradient(180deg,var(--tint) 0%,#fff 100%)}
.hero-grid{display:flex;flex-wrap:wrap;gap:56px;align-items:center;padding-block:64px 80px}
.hero-copy{flex:1 1 480px;min-width:0}
.kicker{display:inline-flex;align-items:center;gap:8px;color:var(--blue);font-weight:700;font-size:14px;letter-spacing:.06em;text-transform:uppercase}
.kicker:before{content:"";width:28px;height:2px;background:var(--blue)}
.hero h1{font-family:var(--display);font-weight:800;font-size:clamp(42px,5.6vw,72px);line-height:1.02;letter-spacing:-.04em;margin:18px 0 20px}
.hero h1 em{font-style:normal;color:var(--blue)}
.hero-sub{font-size:19px;line-height:1.6;color:var(--body);margin:0 0 28px;max-width:520px}
.hero-proof{display:flex;align-items:center;gap:18px;flex-wrap:wrap}
.hero-proof img{width:180px;height:120px;object-fit:cover;border-radius:16px}
.ticks{list-style:none;padding:0;margin:0;display:flex;flex-direction:column;gap:10px;font-size:15px;font-weight:600}
.ticks li{display:flex;gap:10px;align-items:center}

/* wizard */
.wizard-col{flex:1 1 440px;min-width:0}
.wizard{background:#fff;border:1px solid var(--edge);border-radius:24px;padding:28px;box-shadow:0 40px 80px -40px rgba(30,64,175,.4)}
.wz-top{display:flex;justify-content:space-between;align-items:center;margin-bottom:12px}
.wz-top b{font-family:var(--display);font-size:15px}
.wz-top span{font-family:var(--mono);font-size:12px;font-weight:600;color:var(--muted)}
.wz-bars{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:6px;margin-bottom:24px}
.wz-bars span{height:6px;border-radius:999px;background:var(--edge)}
.wz-bars span.on{background:var(--blue)}
.wz-step{border:0;padding:0;margin:0}
.wz-step legend,.wz-title{font-family:var(--display);font-size:24px;font-weight:700;letter-spacing:-.02em;margin-bottom:16px;padding:0}
.opts{display:flex;flex-direction:column;gap:10px}
.opt{display:flex;justify-content:space-between;align-items:center;width:100%;min-height:56px;padding:0 18px;border-radius:12px;font-size:16px;font-weight:600;text-align:left;color:var(--ink);background:#fff;border:1px solid var(--line)}
.opt:hover{border-color:var(--blue)}
.opt i{width:20px;height:20px;border-radius:50%;flex:0 0 auto;border:2px solid #C9CCD3}
.opt[aria-pressed="true"]{background:var(--tint);border:2px solid var(--blue)}
.opt[aria-pressed="true"] i{border:6px solid var(--blue);background:#fff}
.wz-sum{margin:6px 0 14px;color:var(--body);font-size:15px}
.fits{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:8px}
.fit{display:flex;flex-direction:column;gap:2px;padding:12px;border-radius:12px;background:#E9F7EF;color:#14532D;border:1px solid #BFE5CD}
.fit b{font-size:14px}.fit small{font-size:12px;font-weight:600}
.fit.no{background:var(--slate);color:var(--muted);border-color:var(--line)}
.wz-cta{margin-top:16px;width:100%;min-height:52px}
.wz-fine{margin:10px 0 0;font-size:12px;color:var(--muted);text-align:center}
.wz-nav{display:flex;justify-content:space-between;gap:10px;margin-top:20px}
.wz-nav .btn{min-height:48px;padding:0 20px;font-size:15px}
.wz-nav [data-wz-back].invisible{visibility:hidden}

/* ribbon */
.ribbon{background:var(--blue);color:#fff}
.ribbon .wrap{padding-block:22px;display:flex;flex-wrap:wrap;justify-content:space-between;gap:16px 32px;font-family:var(--display);font-weight:600;font-size:17px}
.ribbon i{font-style:normal;opacity:.5}

/* carousel */
.section{padding-block:110px 90px}
.sec-head{display:flex;justify-content:space-between;align-items:flex-end;gap:24px;flex-wrap:wrap;margin-bottom:36px}
.sec-head>div{max-width:620px}
.arrows{display:flex;gap:10px}
.arrow{width:52px;height:52px;border-radius:50%;border:1.5px solid var(--ink);background:#fff;display:grid;place-items:center}
.arrow.dark{border:0;background:var(--ink)}
.car{display:flex;flex-wrap:wrap;border:1px solid var(--line);border-radius:28px;overflow:hidden}
.car-main{flex:1 1 480px;min-width:0;padding:clamp(28px,4vw,52px)}
.car-slide[hidden]{display:none}
.car-ic{display:flex;align-items:center;gap:14px}
.car-ic span:first-child{width:56px;height:56px;border-radius:16px;background:var(--tint);display:grid;place-items:center}
.car-ic span:last-child{font-family:var(--mono);font-size:13px;font-weight:600;color:var(--muted)}
.car-main h3{font-family:var(--display);font-size:38px;font-weight:800;letter-spacing:-.03em;margin:22px 0 12px}
.car-main p{color:var(--body);font-size:18px;line-height:1.6;margin:0 0 26px;max-width:520px}
.kv3{display:grid;grid-template-columns:repeat(auto-fit,minmax(min(160px,100%),1fr));gap:12px;margin-bottom:26px}
.kv3 div{background:var(--slate);border-radius:14px;padding:16px}
.kv3 small{display:block;font-size:12px;font-weight:700;color:var(--muted);text-transform:uppercase;letter-spacing:.06em}
.kv3 b{display:block;font-size:16px;margin-top:6px}
.link{color:var(--blue);font-weight:700;font-size:16px}
.car-list{flex:1 1 360px;min-width:0;background:var(--tint);padding:clamp(24px,4vw,44px);display:flex;flex-direction:column;gap:10px}
.car-list small{font-size:13px;font-weight:700;color:var(--muted);text-transform:uppercase;letter-spacing:.06em;margin-bottom:4px}
.car-item{display:flex;justify-content:space-between;align-items:center;width:100%;min-height:50px;padding:0 16px;border-radius:12px;font-size:16px;font-weight:700;text-align:left;background:#fff;color:var(--ink);border:1px solid var(--edge)}
.car-item:hover{border-color:var(--blue)}
.car-item[aria-pressed="true"]{background:var(--blue);color:#fff;border-color:var(--blue)}
.dots{display:flex;justify-content:center;gap:8px;margin-top:18px}
.dots span{height:8px;width:8px;border-radius:999px;background:#D7D9DF;transition:width .2s}
.dots span.on{width:28px;background:var(--blue)}

/* cash flow */
.cash{background:var(--slate)}
.cash .wrap{padding-block:100px;display:flex;flex-wrap:wrap;gap:56px;align-items:center}
.cash-copy{flex:1 1 380px;min-width:0}
.cash-copy p{color:var(--body);font-size:18px;line-height:1.6;margin:16px 0 26px}
.seg{display:inline-flex;flex-wrap:wrap;background:#fff;border:1px solid var(--line);border-radius:12px;padding:5px;gap:4px}
.seg button{min-height:44px;padding:0 16px;border-radius:9px;border:0;font-size:15px;font-weight:600;background:transparent;color:var(--ink)}
.seg button[aria-pressed="true"]{background:var(--ink);color:#fff;font-weight:700}
.chart-card{flex:1 1 560px;min-width:0;background:#fff;border-radius:24px;padding:26px;box-shadow:0 30px 60px -40px rgba(28,31,38,.35)}
.chart-head{display:flex;justify-content:space-between;align-items:center;flex-wrap:wrap;gap:10px;margin-bottom:18px}
.chart-head b{font-family:var(--display);font-size:17px}
.legend{display:flex;flex-wrap:wrap;gap:14px;font-size:13px;font-weight:600;color:var(--body)}
.legend span{display:inline-flex;gap:6px;align-items:center}
.legend i{width:10px;height:10px;border-radius:3px}
.chart{display:grid;grid-template-columns:repeat(12,minmax(0,1fr));gap:6px;height:240px}
.col{display:flex;flex-direction:column;height:100%}
.col .up{flex:0 0 160px;display:flex;flex-direction:column;justify-content:flex-end}
.col .axis{height:2px;background:#C9CCD3}
.col .dn{flex:1 1 auto}
.bar-pos{background:var(--ink);border-radius:6px 6px 0 0}
.bar-neg{background:var(--amber);border-radius:0 0 6px 6px}
.bar-draw{background:var(--draw);border-radius:6px 6px 0 0;height:24px}
.months{display:grid;grid-template-columns:repeat(12,minmax(0,1fr));gap:6px;margin-top:8px;font-size:11px;font-weight:600;color:var(--muted);text-align:center}
.chart-note{margin:14px 0 0;font-size:14px;font-weight:600}
.fine{margin:4px 0 0;font-size:12px;color:var(--muted)}

/* timeline */
.tl{list-style:none;padding:0;margin:0;display:grid;grid-template-columns:repeat(auto-fit,minmax(min(240px,100%),1fr));gap:20px}
.tl li{border-top:4px solid var(--blue);padding-top:22px}
.tl li.soft{border-color:var(--draw)}.tl li.ink{border-color:var(--ink)}
.tl small{font-family:var(--mono);font-size:13px;font-weight:600;color:var(--blue)}
.tl h3{font-family:var(--display);font-size:22px;letter-spacing:-.02em;margin:10px 0 8px}
.tl p{margin:0;color:var(--body);font-size:16px;line-height:1.55}

/* industries */
.ind{display:flex;flex-wrap:wrap;gap:48px;align-items:center;padding-bottom:100px}
.ind-grid{flex:1 1 520px;min-width:0;display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:14px}
.ind-grid figure{margin:0;position:relative;border-radius:20px;overflow:hidden;height:230px}
.ind-grid img{width:100%;height:100%;object-fit:cover}
.ind-grid figcaption{position:absolute;left:12px;bottom:12px;background:#fff;font-weight:700;font-size:14px;padding:6px 12px;border-radius:8px}
.ind-copy{flex:1 1 380px;min-width:0}
.ind-copy .h2{margin-bottom:18px}
.ind-list{list-style:none;padding:0;margin:0;display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:0 20px;font-size:16px;font-weight:600}
.ind-list li{display:flex;gap:8px;align-items:center;padding:10px 0;border-bottom:1px solid var(--line)}
.ind-list li:before{content:"";width:8px;height:8px;border-radius:2px;background:var(--blue)}

/* faq */
.faq{background:var(--tint)}
.faq .wrap{padding-block:100px}
.faq-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(min(460px,100%),1fr));gap:12px;align-items:start}
.faq-item{background:#fff;border-radius:16px;padding:0 20px;border:1px solid var(--edge)}
.faq-item summary{list-style:none;padding:18px 0;display:flex;justify-content:space-between;align-items:center;gap:14px;font-size:17px;font-weight:700;cursor:pointer;min-height:44px}
.faq-item summary::-webkit-details-marker{display:none}
.faq-item summary i{flex:0 0 auto;width:32px;height:32px;border-radius:50%;display:grid;place-items:center;font-style:normal;font-size:22px;background:var(--tint);color:var(--blue);transition:transform .2s}
.faq-item[open] summary i{transform:rotate(45deg);background:var(--blue);color:#fff}
.faq-item p{margin:0 0 18px;color:var(--body);font-size:16px;line-height:1.6}

/* cta */
.cta-sec{padding-block:100px}
.cta{display:flex;flex-wrap:wrap;border-radius:28px;overflow:hidden;background:var(--blue);color:#fff}
.cta-photo{flex:1 1 380px;min-width:0;min-height:320px;position:relative}
.cta-photo img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover}
.cta-copy{flex:1 1 520px;min-width:0;padding:clamp(36px,6vw,72px)}
.cta-copy h2{font-family:var(--display);font-size:clamp(34px,4.4vw,56px);font-weight:800;letter-spacing:-.04em;line-height:1.02;margin:0 0 16px}
.cta-copy p{font-size:18px;line-height:1.55;color:var(--tint2);margin:0 0 28px;max-width:460px}
.row{display:flex;gap:12px;flex-wrap:wrap}

/* footer */
.site-footer{background:var(--ink);color:var(--fog)}
.site-footer a{color:var(--fog)}.site-footer a:hover{color:#fff}
.foot-top{display:flex;flex-wrap:wrap;justify-content:space-between;gap:40px;padding-block:64px 40px;border-bottom:1px solid #30343F}
.foot-brand{flex:1 1 280px;max-width:380px}
.foot-brand img{height:38px;width:auto}
.chip{display:inline-flex;background:#fff;border-radius:10px;padding:6px 10px}
.chip img{height:32px}
.foot-brand address{font-style:normal;margin-top:18px;font-size:14px;line-height:1.8}
.foot-cols{display:flex;flex-wrap:wrap;gap:56px;font-size:15px}
.foot-cols div{display:flex;flex-direction:column;gap:11px}
.foot-cols b{color:#fff}
.disclaimer{font-size:12.5px;line-height:1.7;margin:24px 0 0;max-width:980px}
.copyright{font-size:12.5px;margin:14px 0 0;padding-bottom:32px}

/* apply */
.apply-main{background:linear-gradient(180deg,var(--tint) 0%,#fff 70%);min-height:calc(100vh - 160px)}
.apply-grid{display:flex;flex-wrap:wrap;gap:48px;padding-block:56px 80px;align-items:flex-start}
.apply-side{flex:1 1 320px;min-width:0;position:sticky;top:100px}
.apply-side h1{font-family:var(--display);font-size:clamp(34px,4vw,50px);font-weight:800;letter-spacing:-.035em;line-height:1.04;margin:18px 0 14px}
.apply-side>p{color:var(--body);font-size:17px;line-height:1.55;margin:0 0 26px}
.help{margin-top:26px;padding:18px;border-radius:16px;background:var(--blue);color:var(--tint2);font-size:14px}
.help a{display:block;color:#fff;font-family:var(--display);font-weight:700;font-size:18px;margin-top:2px}
.apply-form{flex:2 1 560px;min-width:0;background:#fff;border:1px solid var(--edge);border-radius:24px;padding:clamp(20px,4vw,40px);box-shadow:0 40px 80px -40px rgba(30,64,175,.35)}
.apply-form-head{display:flex;justify-content:space-between;align-items:center;gap:12px;padding-bottom:16px;margin-bottom:20px;border-bottom:1px solid var(--line)}
.apply-form-head b{font-family:var(--display);font-size:18px}
.apply-form-head span{font-family:var(--mono);font-size:12px;font-weight:600;color:var(--muted)}
.secure{display:flex;gap:8px;align-items:center;justify-content:center;font-size:13px;color:var(--muted);margin:18px 0 0}
.mini-footer{border-top:1px solid var(--line);padding-block:24px;font-size:13px;color:var(--muted);display:flex;flex-wrap:wrap;gap:12px 24px;justify-content:space-between}
.mini-footer nav{display:flex;flex-wrap:wrap;gap:20px}

/* legal */
.legal{max-width:820px;margin:0 auto;padding:56px 24px 96px}
.legal-tabs{display:flex;flex-wrap:wrap;gap:8px;margin-bottom:28px}
.legal .legal-tabs a{padding:8px 16px;border-radius:10px;border:1px solid var(--line);font-size:14px;font-weight:600;color:var(--body);text-decoration:none;min-height:40px;display:inline-flex;align-items:center}
.legal .legal-tabs a[aria-current="page"]{background:var(--blue);border-color:var(--blue);color:#fff}
.legal h1{font-family:var(--display);font-size:clamp(36px,4vw,52px);letter-spacing:-.035em;margin:0 0 8px}
.legal .updated{color:var(--muted);font-size:15px;margin:0 0 36px}
.legal h2{font-family:var(--display);font-size:23px;letter-spacing:-.02em;margin:40px 0 12px}
.legal h3{font-family:var(--display);font-size:18px;margin:26px 0 8px}
.legal p,.legal li{color:var(--body);font-size:16px;line-height:1.7}
.legal ul{padding-left:22px}
.legal li{margin-bottom:6px}
.legal li strong{color:var(--ink)}
.legal a{color:var(--blue);text-decoration:underline;text-underline-offset:2px}
.legal .note{font-size:14px;background:var(--tint);border-radius:12px;padding:12px 16px}
.legal .contact{font-style:normal;background:var(--slate);border-radius:16px;padding:20px 22px;line-height:1.8;color:var(--body)}
.sec-cards{display:grid;grid-template-columns:repeat(auto-fit,minmax(min(300px,100%),1fr));gap:14px}
.sec-card{border:1px solid var(--line);border-radius:18px;padding:20px 22px}
.sec-card h3{margin-top:0}
.sec-card p{margin:0;font-size:15px}
.callout{margin-top:32px;background:var(--tint);border:1px solid var(--edge);border-radius:18px;padding:6px 24px 10px}
.trust-row{list-style:none;padding:0!important;display:flex;flex-wrap:wrap;gap:10px}
.legal .trust-row li{background:var(--tint);color:var(--blue);font-weight:700;font-size:14px;padding:10px 16px;border-radius:999px;margin:0}

@media (max-width:900px){.nav-links{display:none}.apply-side{position:static}}
@media (max-width:560px){
  .hero-grid{padding-block:40px 60px}
  .wizard{padding:20px}
  .fits{grid-template-columns:1fr}
  .ind-list{grid-template-columns:1fr}
  .ind-grid figure{height:170px}
  .brand img{height:30px;max-width:170px;object-fit:contain;object-position:left center}
  .nav{gap:12px}.nav .btn{padding:0 14px;font-size:14px}
  .util .r{display:none}
  .ribbon i{display:none}
  .ribbon .wrap{gap:10px 20px;font-size:15px;justify-content:flex-start}
  .chart{height:200px}.col .up{flex-basis:130px}
}
@media (prefers-reduced-motion:reduce){*{transition:none!important;scroll-behavior:auto!important}}
.chart[data-mode="without"] .bar-draw,.chart[data-mode="with"] .bar-neg{display:none}
[data-note]{display:none}
.cash[data-mode="without"] [data-note="without"],.cash[data-mode="with"] [data-note="with"]{display:block}